Banking and Finance Personal Statement Example

“Life is never easy for those who dream”. At the age of 19 years, I had to bear the loss of my father, the ever best ideal personality for a teenage son.
The first thing; I inherited from my father, was bar of responsibilities. Being an elder son, i had to bear down all the adversities being faced by my family. I had to undertake a night shift job while carrying on studies in the morning. My siblings (one brother + two Sisters) were also studying in their respective fields.
Despite of all spell of upheavals, I remained focused, determined, and persistent while undertaking my responsibilities.
At fifth standard, I had been nominated for District Scholarship owing to my academic record at school. I stood 3rd in annual school exam. I have always secured position among top ten students of class at each respective level of studies. Even-after death of my father, I managed to secure 4th position in BCS (hons) batch with 77% of marks. Then in MBA; I got 72% marks and stood 7th in whole batch. All credit goes to my mother who has poured a sense of responsibility in my personality.
Nonetheless; during studies, I had to work in night shift to meet living & educational expenses. Apart from studies; I remained involved in extracurricular activities. At university level, I was selected as a member of student advisory committee named as ‘Executive Forum’ that has groomed me as a team player and discovers my creativity, leadership & interpersonal skills.
As per “Higher Education Commission”, Bahauddin Zakariya University is 3rd largest university of Pakistan.
In my view, economic development is the only key to make a success story of Pakistan that can create employment, energy & infrastructure. Being a Banker; I feel unwell for the prevailing banking system in Pakistan. Banks are performing far behind than their actual potential. The ever increasing profits/deposits of banks and lack of interest towards private sector borrowing are the core reason behind economic instability. Since my proposed course of study (MSc Banking & Finance) is absolutely relevant to my hands on experience and education, this course would help me in transforming my knowledge into expertise and understanding relation of Money & banking in context of international horizon. Apart from the basics like principals of Banking & finance, proposed study will provide me in-depth knowledge of financials and corporate finance which will be broadly applied in core banking functions.
Eight years of banking experience with specialization in SME / Agri & Corporate credit, acquired knowledge would sharpen my skill to be used in day to day banking decisions.
In line with my aim to work for economic prosperity, I intent to work for grooming of Banking practices and to give them a right direction either by joining Central Bank or through working within banks.Financial inclusions, product development and eco-friendly Financing structure would be learned and exhibited after acquiring international banking and finance knowledge.