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For Banking & Finance

“Life is never easy for those who dream”. At the age of 19 years, I had to bear the loss of my father, the ever best ideal personality for a teenage son.
The first thing; I inherited from my father, was bar of responsibilities. Being an elder son, i had to bear down all the adversities being faced by my family. I had to undertake a night shift job while carrying on studies in the morning. My siblings (one brother + two Sisters) were also studying in their respective fields.
Despite of all spell of upheavals, I remained focused, determined, and persistent while undertaking my responsibilities.
At fifth standard, I had been nominated for District Scholarship owing to my academic record at school. I stood 3rd in annual school exam. I have always secured position among top ten students of class at each respective level of studies. Even-after death of my father, I managed to secure 4th position in BCS (hons) batch with 77% of marks. Then in MBA; I got 72% marks and stood 7th in whole batch. All credit goes to my mother who has poured a sense of responsibility in my personality.
Nonetheless; during studies, I had to work in night shift to meet living & educational expenses. Apart from studies; I remained involved in extracurricular activities. At university level, I was selected as a member of student advisory committee named as ‘Executive Forum’ that has groomed me as a team player and discovers my creativity, leadership & interpersonal skills.
As per “Higher Education Commission”, Bahauddin Zakariya University is 3rd largest university of Pakistan.
In my view, economic development is the only key to make a success story of Pakistan that can create employment, energy & infrastructure. Being a Banker; I feel unwell for the prevailing banking system in Pakistan. Banks are performing far behind than their actual potential. The ever increasing profits/deposits of banks and lack of interest towards private sector borrowing are the core reason behind economic instability. Since my proposed course of study (MSc Banking & Finance) is absolutely relevant to my hands on experience and education, this course would help me in transforming my knowledge into expertise and understanding relation of Money & banking in context of international horizon. Apart from the basics like principals of Banking & finance, proposed study will provide me in-depth knowledge of financials and corporate finance which will be broadly applied in core banking functions.
Eight years of banking experience with specialization in SME / Agri & Corporate credit, acquired knowledge would sharpen my skill to be used in day to day banking decisions.
In line with my aim to work for economic prosperity, I intent to work for grooming of Banking practices and to give them a right direction either by joining Central Bank or through working within banks.Financial inclusions, product development and eco-friendly Financing structure would be learned and exhibited after acquiring international banking and finance knowledge.

Description: 
Have Offer from University of Glasgow. May be, it is not the best piece of writing. but the same is completed in one sitting and without help from blog.
Year applied: 
2014
Subject: 
Business
Business and Management
Finance

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